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Products and Services


FIRST MORTGAGES
  • 30 year fixed rate mortgages

  • ARM loans with fixed periods of 6ms, 2 yrs., 3 yrs., 5 yrs., 7yrs.,
    and 10 yrs.

  • 15 & 20 year fixed rate mortgages

  • Combination...... 80% 1st trust deed and 20% 2nd trust deed to
    achieve no money down purchase structures or to pay off debt
    and with NO private mortgage insurance.

  • ARM loans starting as low as 1.25%

  • 100% loan to value - purchase and rate & term - no mortgage
    insurance

  • Cash out refinancing to 100% of a properties appraised value

  • Mortgage reduction program - you build home equity up to three
    times faster. Interest rates based on credit and loan to value.


  • Streamline refinance - you may qualify for a "streamline
    refinance" which have no fees, no points and NO INCREASE in
    your loan amount.



SECOND MORTGAGES
  • Debt Consolidation - up to 125% loan to value. Reduce your
    monthly payments to one-half by consolidating your debts.

  • Home Improvements - can be used for remodeling kitchens,
    baths, new flooring, swimming pools or room additions (to name
    a few).

  • Combination / Debt Consolidation & Home Improvement - pay off
    debt - and receive money to do home improvements.



BENEFITS OF USING OUR SERVICES...

  • Ability to Shop At Home: You can inquire or submit an application
    for a loan in the privacy of your home or office.

  • Convenience: We are approved with over several lenders giving
    you, the borrower the advantage of our expertise in finding the
    program that will best suit YOUR needs, saving you countless
    hours going from one bank or lender to another.

  • Free Analysis: We offer a variety of powerful financial analysis
    reports for FREE including; Pre-Qualification to Income Analysis,
    Qualify Borrower to Property Analysis, Rent vs. Own Analysis,
    Refinance Breakeven Analysis, and the Mortgage Prepayment
    Analysis.

  • Loan Amortization Schedule: We will create an amortization
    schedule for your mortgage, Free.

  • No Up Front Fees You pay nothing for this service. There are no
    fees unless we are able to fund the loan of your choice.